Monday Blend
By Brian Williams on Monday, July 16th, 2007 :: 3:42 pmCategory: Online Articles, Financial News
MSN Money Blend
Mariln Lewis shows you in her article how evaporative coolers and whole-house fans can cool you off in lieu of AC.
Evaporative coolers, also known as swamp coolers, cost $300 to $1000 installed and cost as little as 5 to 7 cents an hour to operate. There are mobile, rolling units- which are ideal for apartments- and window or roof mounted units. The roof mounted units are the most expensive at around $1000, but compared to central air at $5,000 to install, swamp coolers are a bargain.
Whole-house fans run about the same to buy and install as swamp coolers ($200 to $1,000), but are only ideal for climates where it’s fairly cool at night. They basically work by circulating cool air in at night, which continues to cool off your house during the day. This can save you up to 30 percent on your monthly electricity bills.
Finally, Liz Pulliam Weston at MSN Money wants you to ditch your bank for a credit union. Here are some of the reasons why:
- Credit unions are member owned, which means no big executive salaries.
- Credit unions are not-for-profit, which allows them to charge much lower interest rates.
- Just about everyone is eligible to join a credit union.
In this author’s opinion, credit unions are a much better bet for consumers wanting to get a debt consolidation loan, as the interest rate is as much as 2 percent lower than you’ll find at your local bank.
Related Debt Consolidation Articles
- Find Debt Reduction for Multiple Debts
Debt consolidation using a personal loan offers consumers an effective way to eliminate multiple small debts, while consumers who do not want to apply for a loan can enroll in our service. - Using Our Program Can Help Provide Debt Relief
If your debt exceeds your income, then you need to reorganize your debts with either a debt consolidation loan or a MyUSADebt program. - Fix Financial Turmoil with MyUSADebt
You can regain financial stability and pay off multiple debts by engaging in either debt consolidation or our service. - Advantages of Debt Settlement
Debt consolidation and our service rank among the most effective options for paying off multiple high-interest debts. - Diverse Relief Options for Debt
Instead of filing bankruptcy, you need to consider debt consolidation or our service as means to manage your debts.
